Procure Now. Pay Later. On Your Terms.
Mala gives your business the power to delay payments — without delaying growth.
Apply NowKey Buyer Benefits
Flexible Payment Terms
Choose 30, 60, or 90-day options to match your cash cycle.
More Buying Power
Unlock bigger orders without straining your working capital.
Instant Approvals
Quick onboarding for most registered businesses.
Trusted by Suppliers
Use Mala at approved merchants with full seller confidence.
No Hidden Fees
Transparent costs — know what you'll pay up front.
Built for Growing Businesses
From small retailers to mid-market distributors.
How It Works for Buyers
Apply & Get Approved
Quick KYC process for your business.
Shop with Sellers
Get goods now, pay Mala later.
Settle In 30, 60, or 90 Days
Pay from your cash flow — not from your reserves.
Mala vs Traditional Trade Credit
| Feature | Traditional Trade Credit | Mala |
|---|---|---|
| Setup Time | Days to weeks | 48 Hours |
| Supplier Limitations | Limited to a few vendors | Use across network |
| Risk of Rejection | High | Low |
| Payment Flexibility | Rigid | 30/60/90 options |
| Transparency | Often unclear | Fully transparent |