Changing the Way B2B Does Business.
We started Mala to make B2B purchases simpler, faster, and safer — for everyone involved.
Our Vision
To be the preferred financial partner for the business sector by offering advanced procurement solutions that enable companies to maximize the utilization of their financial resources and enhance their sustainability and growth in the market.
"Mala enables SMEs to grow through better cash flow, while helping sellers close deals faster — without taking on credit risk.
Our Goals
Re-defining B2B Credit Payments
Accurate Risk Analysis
Empowering Small & Medium Enterprises (SMEs)
Improving Cash Flow
Increasing Customer Retention
Supporting Digital Transformation
Strengthening Strategic Partnerships
The Problem We Solve
Many B2B buyers delay payments, which can hurt seller cash flow and growth.
Sellers often decline good buyers just to avoid the risk of non-payment.
Mala bridges this gap — enabling both sides to transact with confidence.
What Makes Mala Different
We cover the credit risk — not the seller
Instant payouts for approved orders
Simple and fast onboarding
Transparent pricing and terms
Designed for the realities of Saudi B2B trade
Built in Riyadh, for Saudi B2B Commerce
Mala was founded in Riyadh by a small team of builders with backgrounds in finance, operations, product, and technology. We're focused on solving payment friction for businesses in Saudi Arabia — starting with simple, reliable BNPL.
Trust & Reliability
Data Encryption
Access Protection
NCA Compliance